Wichita and the surrounding area
Real estate decisions should come with clear information.
Buying, selling, or investing involves a lot of moving pieces. Alex helps you understand the numbers, the process, and your options so you can make informed decisions with confidence.
Alexander Colón, agent with At Home Wichita Real Estate.
Run the numbers
Three calculators in one place: what a monthly payment buys, what a seller walks away with, and what a rental actually returns. Nothing is sent anywhere and nothing is stored.
The whole housing payment, not just the loan
Cash you are putting in, separate from closing costs
Use one a lender quoted you, not one from a web page
Monthly. Editable estimate until there is a real address.
Monthly, and an estimate
Monthly
Credited back to you at closing. Around 1% is a common planning figure, not a rule.
These figures are estimates for planning purposes. What you actually pay depends on the loan program, the lender, the rate you are quoted, the property's real taxes and insurance, credits and fees. Your lender and the title company produce the final numbers. This is arithmetic, not a pre-approval, and it does not look at your credit or your income.
The Wichita Area Buyer's Guide
A plain walkthrough of what buying a house around Wichita actually involves, written so you can read it before you are ready to talk to anyone.
What you need up front, in dollars
Earnest money, inspection, appraisal, and closing costs, with what each one pays for and roughly when it leaves your account.
The order things happen in
From pre-approval to keys, so you know what is coming next instead of finding out the day it is due.
What an inspection turns up around here
The items that come up often on Wichita area houses, and which of them are worth negotiating over.
Loan types side by side
Conventional, FHA, VA, and USDA, with the down payment and the tradeoff on each in one table.
Questions to ask any agent before you sign
Including the ones that are awkward to ask. Alex answers them on the page rather than making you dig.
Wichita-area considerations
Wichita, Maize, Derby, Andover, Goddard, Park City, and Rose Hill, with what the buying process looks like in each.
Alex writes and sends this himself rather than serving an automated download.
Testimonials
Printed exactly as they were written, published with permission.
This was our fourth house purchase, therefore, my husband and I knew exactly what we needed and wanted in this new home. Alex was very attentive and beyond patient while looking for the right home. We searched high and low in many parts of the city until we came across - the one - by chance, as it was being presented as an estate sale. Once we let Alex know our interest it was up to him to complete the sale and closed on our home in 21 days.
Aaron O.
Service excellent . Good communication. Very fast in the process. I recommended others people family and friends.
Carlos V.
Where do you want to start?
How do I know what I can afford?
Start with the calculator above. Put in the monthly payment you want to stay under and it works backward to roughly what price that supports, including an estimate of the cash you would need at closing. The Buy page walks through the rest of the process.
How do I find out what my home could sell for?
The Sell page explains how value is actually determined, and has a calculator for what you would walk away with after payoff, compensation and closing costs. If you want a number on your specific address, ask Alex to review it.
Can you help with a VA loan?
Yes. Alex served eleven years on active duty in the Air Force and has used the benefit himself. The Veterans page covers the main differences between a VA purchase and a conventional one, with links to the official VA.gov sources.
Can you help me analyze a rental property?
The Investors page has a long-term rental calculator that works through cash flow, NOI and cash-on-cash return. Alex owns rental property himself, so on a specific address he can look at it as an owner as well as an agent.
I just have a real estate question.
Ask Lark, the assistant in the bottom-right corner. It answers questions about buying and selling around Wichita, says so when it does not know something, and hands you to Alex whenever you would rather have a person.